diff --git a/src/cliAgent.ts b/src/cliAgent.ts
index 02e74c2c..93cec759 100644
--- a/src/cliAgent.ts
+++ b/src/cliAgent.ts
@@ -29,6 +29,7 @@ import {
   LogLevel,
   Agent,
   X509Module,
+  X509ModuleConfig,
   JwkDidRegistrar,
   JwkDidResolver,
   SdJwtVcModule,
@@ -309,8 +310,19 @@ const getModules = (
           return await getX509CertsByClientToken(tenantId, certificateChain)
         }
 
-        // NoAuth: return all certs from the static trust list URL
-        return await getX509CertsByUrl()
+        // NoAuth: return all certs from the static trust list URL.
+        // Locally the trust list service is often unreachable (placeholder URL),
+        // so fall back to the certificates explicitly marked as trusted on this
+        // agent (e.g. added through POST /x509/trusted).
+        try {
+          return await getX509CertsByUrl()
+        } catch (error) {
+          const agentTrustedCertificates = agentContext.dependencyManager.resolve(X509ModuleConfig).trustedCertificates
+          if (agentTrustedCertificates && agentTrustedCertificates.length > 0) {
+            return agentTrustedCertificates
+          }
+          throw error
+        }
       },
     }),
   }
diff --git a/src/utils/oid4vc-agent.ts b/src/utils/oid4vc-agent.ts
index 73b9951d..49737731 100644
--- a/src/utils/oid4vc-agent.ts
+++ b/src/utils/oid4vc-agent.ts
@@ -262,27 +262,31 @@ export async function getX509CertsByClientToken(
   return certificateChain.map((cert) => cert.toString('pem'))
 }
 
-export async function getX509CertsByUrl(): Promise<string[]> {
+export async function getX509CertsByUrl(signal?: AbortSignal): Promise<string[]> {
   const trustListUrl = process.env.TRUST_LIST_URL
   if (!trustListUrl) throw new Error('[getX509CertsByUrl] TRUST_LIST_URL is not configured')
 
-  logger.info(`[getX509CertsByUrl] fetching trust list from: ${trustListUrl}`)
+  const controller = new AbortController()
+  const timeout = setTimeout(() => controller.abort(), 5000)
+  try {
+    logger.info(`[getX509CertsByUrl] fetching trust list from: ${trustListUrl}`)
+    const response = await fetch(trustListUrl, { signal: signal ?? controller.signal })
 
-  const response = await fetch(trustListUrl)
+    if (!response.ok) {
+      throw new Error(`[getX509CertsByUrl] failed to fetch trust list: HTTP ${response.status}`)
+    }
 
-  if (!response.ok) {
-    throw new Error(`[getX509CertsByUrl] failed to fetch trust list: HTTP ${response.status}`)
-  }
+    const data = await response.json()
 
-  const data = await response.json()
+    if (!Array.isArray(data) || data.length === 0) {
+      throw new Error('[getX509CertsByUrl] trust list is empty or invalid')
+    }
 
-  if (!Array.isArray(data) || data.length === 0) {
-    throw new Error('[getX509CertsByUrl] trust list is empty or invalid')
+    logger.info(`[getX509CertsByUrl] fetched certificates count: ${data.length}`)
+    return data as string[]
+  } finally {
+    clearTimeout(timeout)
   }
-
-  logger.info(`[getX509CertsByUrl] fetched certificates count: ${data.length}`)
-
-  return data as string[]
 }
 
 function handlePresentationAuthorization(